GUARANTEED DELIVERY WITH PUROLATOR

Pay over time with

affirm

Four interest-free bi-monthly payments are automatically
charged to your Visa or Mastercard debit or credit card. It's fast and easy!

What is Affirm?

Affirm is Canada's largest instalment platform. It offers consumers instant financing solutions with their favorite retailers, both in-store and online.

By selecting Affirm as their payment method at checkout, customers can enjoy their purchase immediately by staggering their payments.

Why use Affirm?

No impact on credit rating

Using an Affirm "Pay in 4 " financing plan will not affect your credit rating.

Fast, convenient transaction

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Simply enter a few details to complete your purchase.

Simple payments

Affirm will automatically debit payments from your chosen
debit, Visa or Mastercard credit card, without interest.

How can I use Affirm?

Store: Browse the PAOMA website and add your finds to your cart.

Select: At checkout, choose Affirm
as your payment method.

Proceed to checkout: Make your purchase and pay later in four
equal instalments.

Pay: The remaining three payments are charged to your
debit or credit card (one payment every two weeks).

 Example of a $200 purchase with Affirm

PURCHASE AMOUNT
FORTNIGHTLY PAYMENT
NUMBER OF PAYMENTS
TOTAL INTEREST EXPENSE
TOTAL PROCESSING COSTS
TOTAL COST OF BORROWINGS
TOTAL REPAYMENT AMOUNT
CREDIT RATES
 200$
50 $
4
0 $
0 $
0 $
200 $
0 $

FAQ

 

Are there any requirements for using Affirm?

Yes, the requirements are as follows:

  • Permanent resident or Canadian citizen - 18 years (AB, MB, ON, PEI, QC, SK) / 19 years (BC, NB, NF, NT, NS, NU, YK)
  • Be a Visa or Mastercard credit or debit card holder. Canadian. Your debit card must bear the Visa or Mastercard logo.
  • Have a Canadian phone number able to receive SMS messages.
  • Respect the minimum purchase amount required to use Affirm as a payment option at checkout.

 

How do I register?

If your cart qualifies for the " Pay in 4 " plan with Affirm, the option will be presented to you at checkout for purchases between $35 and $299. After validating your phone number, you'll receive an SMS to confirm your identity. You will then need to set up your payment method with Affirm and accept the terms and conditions of your financing plan. The "Monthly Payments " plan is available for purchases between $300 and $15,000. Click here to to learn more about the different plans.

 

Where can I use Affirm?

You can use Affirm to purchase our products from paoma.ca. Affirm is not available for the purchase of our products from any of our distributors or other websites selling our products.

 

Does Affirm perform a credit check?

Using the "Pay in 4" plan will not affect your credit rating.

 

How do I make my "Pay in 4" payments?

At checkout, you'll set up four convenient, automatic
pre-authorized payments to be charged to your Canadian Visa or Mastercard credit or debit card.

 

What payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit and debit cards. Debit cards must bear the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

 

How are returns processed if I paid using

Affirm?

Purchases made using Affirm are subject to PAOMA's standard return policy. All returns will be processed by PAOMA and your Affirm balance will be reduced, cancelled or refunded accordingly. If PAOMA issues a refund in the form of a gift card, you must still pay your installment payment in full. For information on returns, please see PAOMA 's return policy.

 

What do I do if I need additional help with my financing plan?
financing plan?

If you need help with your financing plan or have not received your confirmation email, please contact Affirm on their website.

 

What should I do if my transaction with Affirm is rejected?

Please use another payment method to make your purchase.

 

When will my payments be withdrawn? What if I have

pre-order products?

Please refer to the terms and conditions of your financing plan for full details of your payment schedule.

 

What should I do if I haven't received an e-mail about my financing plan, or if I need more help with my financing plan?

If you require assistance with payment information or have not received your email confirmation from Affirm, please contact the Affirm team on their website.

 

I have a few more questions.

For more information, please visit the Affirm Help Center.